Government Health Care

Mon, Mar 15, 2010

We have Government Health Care Already! Hows it doing? They say its going broke, we need to strengthen it. How, by cutting 500 billion dollars over the next 10 years. It won’t happen, let me explain.

First question that should come to mind is, how can this be. Medicare is Federally ran program that is funded by TAX dollars that are being with held from pay checks every week. Medicare was started around 1965 and provides coverage for the fastest growing population the United Sates has. Those over 65, and a number of people with certain disabilities.

Every year Medicare raises deductibles an co-insurance amounts that these people are required to pay. Instead of increasing their benefits, the Government continues to cut benefits. Don’t take it from me, ask anybody on Medicare or better yet look at the “Medicare & You” handbook that is published each year. Location www.medicare.gov

Part A – Hospitalization – Days 1 – 60 Medicare will cover all APPROVED inpatient cost except a $1100.00 deductible per benefit period. Think About that for a minute! 100% of approved inpatient cost except $1100.00 for first 60 days of stay.

Part B – Medical – Outpatient Benefits, Doctors, Surgeons, Test and other Out patient expenses including OutPatient Hospital.

“CMS” Center for Medicare Services controls how much and if a service is going to be covered. NOT the insurance company. If Medicare approves the charges than private insurance “Medicare Supplements will pay.

Thomas Jefferson once said “A government that is big enough to give you every thing is big enough to take it all away.”

Are you aware that the Government actually determines how much a procedure is worth. The Government sets the limits on what a Doctor, Hospital or any other medical practitioner receives. Oh, by the way if the Surgeon wants to charge more “Not Accept Assignment” than what the Government determines can charge no more than 15% over and above what Medicare Approves. THAT IS A LAW!

In 2006 the Government created want is known as Medicare Part D, prescription drugs coverage. Regardless of your politics, Part D is one of the biggest Benefits that Medicare recipients have received in many years. It’s not perfect, but it is better than what was available prior to 2006. Navigating the Part D program can be confusing for many people. I have included a short video that may provide some help.

This website provides the best way for people to see if their medications are covered.

With Medicare Part C “Medicare Advantage” & Part D “Prescription Drug Plans” certain Drugs are not eligible for benefits by CMS. Certain test are not covered. The government sets guidelines as to when and how often test can be done.

Ex. MRI / CT-Scan type procedure 1600.00 / Medicare approved 191.00 Surgeon Fee Hip Surgery 5000.00 / Medicare approved 400.00. These are examples I have personally seen. This is one reason that cost for others is climbing!

Every year Congress rolls back cuts to Doctor fees. So the truth of the matter is the 500 Billion they want to cut. IT WILL NEVER HAPPEN!

Thank you for reading this post. Please Retweet and share with others. I will try to provide a more in depth post on all Four Parts of Medicare.

Health Insurance, Medicare, Part D, Prescription Drugs, Social Medicine

23 Responses to “Government Health Care”

Nelson Schroeder Says:
March 15th, 2010 at 11:17 pm

I’m on Medicare and have an advantage plan and I am depressed. Yep it doesn’t look good for you guys following me. Good luck to you. Good post Bill.
.-= Nelson Schroeder´s last blog ..“My Hero had Feet of Clay” =-.

WmJHartman

Government Health Care

23 Responses to “Government Health Care”

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